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Georgia Residential Alzheimer’s Care (Memory Care): Rules, Costs & Financial Help

Last Updated: October 21, 2020

 

In Georgia regulations, two types of residences can provide memory care for your loved one with dementia. These are assisted living communities and personal care homes.

Regulations are stricter for assisted living, and personal care homes tend to be much smaller, but either can serve the full-time needs of people with Alzheimer’s disease or a related dementia like vascular dementia, frontotemporal dementia, or Lewy body dementia. Broadly, both types of residences provide housing, food, and care services 24 hours per day. Personal care homes can have as few as two unrelated residents, however, while assisted living communities must serve at least 25 people. Assisted living also provides more specialized services such as help taking medications.

Residents of either type of home must be capable of moving from place to place and not require continuous nursing care or physical or chemical restraints. Some medical care may be provided at a Georgia memory care community, and residents are allowed to contract with third-party healthcare providers if those outside services are beneficial. Assisted living and personal care residences are not allowed to admit anyone who needs to be isolated or confined because of behavioral problems.

There are a little more than 370 assisted living communities with memory care in Georgia. There are also around 100 personal care homes. The regulatory body overseeing these residences is the Georgia Department of Community Health’s Healthcare Facility Regulation Division. Other terms for memory care include “Alzheimer’s care” and “dementia care.” For free helping finding a memory care home to meet your family’s needs and budget, click here.

 Did You Know? Georgia is anticipating a huge increase in the number of people over the age of 60 in the state. More than 20 percent of Georgians will be 60+ by 2030. The number of people with Alzheimer’s disease is expected to increase to almost 200,000 in half that time, by 2025.

 

How Much Does Memory Care Cost in Georgia?

The average cost of memory care per month in Georgia is $4,000, which breaks down to about $48,000 annually. The most expensive place for memory care in Georgia is Brunswick in the lower coastal plain, running $7,160 per month and $85,920 annually. The most affordable is Warner Robins, for $2,760 per month and $33,120 annually. In Atlanta, memory care costs about $4,470 per month and $53,640 annually.

Georgians who want to fully explore their best memory care options might consider looking outside the state. Neighboring states Florida, Alabama, and South Carolina all have similar average costs. Residents on the coastal plain might look in Florida, and people living at either side of the Georgia Piedmont might be able to find more affordable options in South Carolina or, particularly, Alabama. In Alabama, the cost of memory care is among the lowest state averages, at about $3,890 per month. Other notable cities and costs can be found in the table below.

 In Georgia, free assistance is available to help families locate memory care homes to meet their needs and budgets. Get help here
Georgia Memory Care / Assisted Living Costs (updated Oct. 2020)
Region / City Monthly Cost Annual Cost
Statewide $4,000 $48,000
Atlanta $4,470 $53,640
Augusta $3,340 $40,080
Macon County $3,090 $37,080
Savannah $4,180 $47,520
Athens $3,490 $50,160


Georgia Assisted Living Laws & Regulations

Admissions Process & Requirements

To be admitted to either type of memory care residence, a person must be able to move from place to place and not require full-time nursing care. The capabilities of your loved one must be fully assessed by a physical examination within 30 days prior to moving in, and for memory care this examination must determine that the person indeed exhibits symptoms of dementia and requires placement in a specialized care home. In other words, a diagnosis of probable Alzheimer’s disease or related dementia is required to move into Georgia memory care. The assessment is often performed by a medical professional at the residence itself, and the cost of being assessed should be included in the base rate. There may be a separate “community” or “move-in” fee that covers up-front expenses including the assessment and other details like cleaning and painting your loved one’s new bedroom.

A post-admission assessment is also required, to determine familial support, ability to perform activities of daily living (ADLs), physical care needs, and any behavior impairments. This post-admission assessment is performed by residence staff, and should not cost extra. In assisted living communities, an assessment must happen within 14 days of admission and an individual care plan must be created. This plan is to be updated annually, or whenever the resident has a dramatic health change.

It is possible to find a memory care home on short notice in Georgia, but it’s not a good idea because of the importance of finding the right fit. You’ll want to begin planning early, well before the move is necessary. Not only will you be able to compare options and make the best choice, but starting early also gives your loved one with dementia more input. Alzheimer’s and related diseases are progressive, meaning they get worse until someone can no longer make decisions. Your family should decide on living options before the middle and later stages, when decision-making is compromised.

 

Facility / Residence

Memory care residences in Georgia must counteract wandering by installing safety devices on doors (and must also have an updated photograph of every resident in case of escape). In both types of residences, bedrooms must be at least 80 square feet for every one resident. Two residents per bedroom is the maximum allowed. Assisted living communities are also required to have handrails, doorways, and corridors that accommodate mobility devices.

 Covid 19-Related Visitor Rules
The rules for visitations in assisted living homes have changed during the pandemic. Visits are not allowed if a resident or employee has tested positive within 28 days. Otherwise, visits must be outside or in a designated safe area. All visitors must wear masks and maintain social (6 feet) distance.

 

Staff and Training

All staff in memory care residences must be trained on policies and procedures to deal with behaviors particular to dementia, like wandering. Memory care residences must have a stated philosophy on care for residents that incorporates how to handle behavioral problems, management techniques, communication skills, therapeutic activities, the family’s role, understanding and adhering to service plans, recognizing changes in behavior that require medical attention, and keeping people with dementia safe. Staff must be trained on this philosophy, and must also be up-to-date on new developments in diagnosis and therapy. Eight hours of specifically dementia-care continuing education is required annually.

More broadly, these residences must have at least one administrator or manager on-site 24 hours per day. That person must be at least 21 years old. Georgia staffing ratio in both assisted living communities and personal care homes that serve persons with dementia: one employee for every 12 residents during the day, one for every 15 at night (during sleeping hours). There is also a general rule in regulations that staffing be adequate to meet all residents’ needs at all times. Assisted living communities must maintain written staffing plans that include the specific needs of residents.

Anyone working in either type of home must have Department of Community Health-approved work-related training within 60 days of beginning the job. Training must include:

– CPR
– First aid
– Emergency procedures
– Medical and social needs of the residents
– Residents’ rights
– Reporting abuse
– Infection control
– Fire safety

Staff who work directly with residents must complete a total of 24 hours of continuing education within the first year of employment, and 16 hours each year after.

 Covid 19-Related Rules for Staff
During the pandemic, the Centers for Disease Control and Prevention has said that staff in all assisted living residences should be trained on properly using personal protective equipment (PPE) like masks and gloves, and infection prevention and control (sanitizing, etc.).

 

Evictions

Georgia regulations do not have rules about the process for evictions or discharge, except to say that someone may not live in a residence that cannot meet their needs. This means that if your loved one’s dementia worsens to a point that staff doesn’t know how to handle it, an eviction is allowed. Because dementia is progressive, however, worsening symptoms should be considered during move-in, and new care needs ought to be anticipated.

Whether you can be evicted for nonpayment in Georgia, or for aggressive behavior or other issues, is therefore up to the specific residence. You’ll want to be very clear on the policy for eviction, asking exactly what it would take for your loved one to be asked to leave, before signing a contract. For more on memory care evictions, including what to do if you receive an eviction notice, click here.

 

Financial Assistance for Residential Alzheimer’s Memory Care

Georgia Medicaid’s Community Care Services Program (CCSP)

Operated under the Elderly and Disabled Waiver, Georgia Medicaid’s Community Care Services Program (CCSP) is designed to help frail older adults remain in their own houses or state-licensed personal care homes instead of transferring into nursing homes. The program pays for services (rather than room and board) for people who qualify for Georgia Medicaid. This means that, among other criteria, an individual’s monthly income must be less than $2,313 in 2019 and they must have limited assets. A Medicaid eligibility test is available here. The services covered under CCSP include assisted living services. More information is available on this downloadable fact sheet.

 

Medicaid SOURCE Waiver

This Medicaid waiver is also for people who need nursing-home-level care but want to remain in their own houses or personal care homes. For very low-income Georgians, the SOURCE waiver provides funding for both medical and non-medical care services, except for room and board costs. (SOURCE stands for Service Options Using Resources in a Community Environment.) Recipients must qualify for Georgian Medicaid and require nursing-home-level care. For a fact sheet on SOURCE, click here. To apply, call the Home and Community Based Services toll-free number: 1866-552-4464, or the Georgia Division of Family and Children Services. A waiting list may exist, and the typical enrollment time is two months. Determine if your loved one is eligible for Medicaid.

 

Veterans Affairs (VA)

Veterans are statistically more likely to develop dementia. Relevant in all states including Georgia is the VA’s Aid & Attendance pension program for veterans and surviving spouses, which is an amount of money added to veterans’ and survivors’ basic pension. Applicants must be at least 65 years old (or disabled) and require assistance with activities of daily living (ADLs) like eating, bathing, and mobility. The cash assistance from these pensions can be used as the recipient wishes, meaning it can go toward the cost of memory care. In addition, the cost of residential care can be deducted from one’s income, effectively reducing the amount of calculable income used to determine the benefit amount. The latest (2020) maximum amount a veteran can receive through A&A is $27,194 per year, and surviving spouses can receive as much as $14,761. Learn more here.

  Did You Know? As few as one out of every seven veterans who are eligible for Aid & Attendance money have applied to receive it. If you’re eligible, apply as soon as possible, because it takes an average of nine months to be approved.

There are two veterans’ homes in Georgia, in Augusta and Milledgeville (northeast of Macon). Veterans homes are residential care facilities that provide long-term care for veterans. In addition to skilled nursing care, memory care may be provided. Payment is made directly from the VA to the facility. State veterans’ homes are typically reserved for veterans whose need for care stems at least 70 percent from their military service. Because there are a limited number of beds, there is often a waiting list. Contact a home before visiting to see if your loved one is eligible to live there.

 

Other Options

Other ways to help pay for memory care include tax credits and deductions like the Credit for the Elderly and the Disabled, or the Child and Dependent Care Credit (if you can claim your elderly loved one as a dependent). Remember also that medical and dental expenses can be deducted, and that may include some assisted living / memory care costs.

A reverse mortgage may be a good option for a married person moving into memory care, if their spouse continues to live in the home. Should their spouse move from their home, the reverse mortgage would become due.

Elder care loans are for families to cover initial costs of moving into memory care, if you need a little help at first but can afford costs after the initial payments. For example, if one is waiting for a VA pension to be approved or waiting to sell a home.